Amazing what a short few months can do to a person. Back in June 2016 I posted an article with a title of “I’m Not Ass Pissed Off Lately.” Here I am in Late October of 2016 and I seem to be more pissed off than ever!!
I WANT A FUCKING HOUSE! I was born in a house, raised in a house and once I married I moved to a small one bedroom apartment. I now own a “fantastic” 980 square foot condominium. It’s too small and I would love to move. I would not have a problem selling it but where in the fuck would I move to?! I have to stay in New York City for my job as well as my wife’s and even if I do sell my tiny shit hole condominium for top dollar I cannot afford to purchase a house in my own fucking neighborhood. $850,000+ for a single family, attached home with no garage? You have to be kidding me. Who in the hell would pay that much for a house that also need $100,000+ of work just to make it comparable to where the fuck I live now!!!!
SICK AND TIRED OF WORK!! Nothing like taking my tired ass to work day after fucking day to the tune of 18.5 HOURS EVERY FUCKING DAY. 1 hour set aside to commute, 16.5 hours of work, sit in traffic for an hour sometime an hour plus just to take a shit, eat dinner, take a shower, get a few hours of sleep if I’m lucky and do it all over again! My job consumes every facet of my life. “Hey KnowItAll….stop bitching and get another job!” Sure if it was that fucking easy. There is not a place on fucking earth that would pay me as much and give me a pension as well. I’m too fucking old to go back to Corporate America only to get my ass laid off in my mid 50’s! There’d be nothing like unemployment as a 52 year old trying to get a job where there is nothing but shitty jobs available.
SICK AND TIRED OF NEW YORK CITY!!! Why in the fuck is New York City so fucking expensive? I don’t get it. In Brooklyn we have the most unaffordable housing market but we also have one of the poorest counties in the country in the Bronx. It costs $8 fucking dollars to cross the White Stone Bridge, RFK Bridge, Throgs Neck Bridge and the Midtown Tunnel but if you have EZ pass that figure drops to an affordable $5.54?! Yeah I have EZ Pass but $11.08 just to make a 20 minute round trip from Queens to the Bronx and back? imagine if you live in the Bronx and worked in Queens or vice versa you would be spending $277 a fucking month in tolls. If you get the standard 2 weeks of vacation and never call in sick your yearly total for just tolls would be over $2,700 a year! Fuck driving I’ll just take the train. Sure but train fare is going up to $3 a fucking ride in 2017. Even without the train fare raise due to go into effect a 30 day Metro Card costs $116.50 right now! So if you have to take the train to work and get the standard 2 weeks vacation and never call in sick you would be spending over $1,300 in train fare!! In 2016 the median income for a family of four across New York City is $90,600. Let’s say you have an awesome accountant and your effective tax rate is 26% that would leave you with around $67,000 in gross income or $5,583.33 per month. Lets say you cram both kids into 1 bedroom so you have a 2 bedroom apartment somewhere in Queens for around $2,200 per month. Not too bad as it’s only a little under 40% of your gross income to put a roof over your fucking head! Deducting rent you are now down to $3,833.33. Let’s throw in another $100 per month for Electricity to Con Ed, $100 a month for basic Cable with Time Warner and $150 for a cell phone family plan and we’re down to $3,533.33. Let’s say you and the wife commute to Manhattan for work every day so lets deduct another $233 a month for Metro Cards and we’re looking at $3,300.33. Ah shit…people have to eat and feed their kids so lets say another $500 a month in groceries leaving us with $2,800.33. So a little over $2,800 left over each month not taking into account gift giving, personal care, clothing and entertainment. Also not taking into account as to whether the family four owns a car which may or may not have a monthly payment but would have a monthly payment of car insurance as well as spending money on gasoline. Its a fucking miracle that people are able to get by at all in New York City!!
FUCKING CAR INSURANCE!!! I don’t drive a fucking Lambo and my wife doesn’t drive a Ferrari so why in the fuck am I spending over $3,300 a year on car insurance! I haven’t had a car accident in over 20 years! My wife did have an accident but it was a NO FAULT ACCIDENT and that was well over 2 years ago yet still I’m getting banged for over $280 a month in car insurance. Better yet this is the cheapest fucking car insurance I can get for full coverage on 2 cars. I shopped around until I was tired of shopping around only to ultimately find that there is no car insurance company in the fucking country that can give me cheaper car insurance than the $3,300+ a fucking year I’m paying now! What’s even more ridiculous is that I was actually spending over $330 a month until I decided to get rid of my sports sedan and get something a bit more economical and affordable. What’s crazy is that New York City is supposedly 13th in car insurance premiums. If I lived in Detroit I would probably go on a shooting spree but than again I could buy a nice house in Detroit for around $150K.
I could continue to write but I would think you all get the gist as to why I’m more pissed off than ever.