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I Detest Hillary Clinton!

I have been a registered Democrat since I turned 18 and have always vote for the Democratic party. However, come this November there is no way in freaking hell that Hillary Clinton is getting this voters vote.

Why is it that I hate Hillary Clinton with such conviction? She is the very definition of a politician. All talk and no action. I have been getting turned off by the Democratic party for some time now but Hillary put me over the tipping point. From her fake smile to the way she speaks simply turns me off.

I freaking hate Here are a the Key Findings:

· Hillary Clinton would enact a number of tax policies that would raise taxes on individual and business income.

· Hillary Clinton’s plan would raise tax revenue by $498 billion over the next decade on a static basis. However, the plan would end up collecting $191 billion over the next decade when accounting for decreased economic output in the long run.

· A majority of the revenue raised by Clinton’s plan would come from a cap on itemized deductions, the Buffett Rule, and a 4 percent surtax on taxpayers with incomes over $5 million.

· Clinton’s proposals to alter the long-term capital gains rate schedule would actually reduce revenue on both a static and dynamic basis due to increased incentives to delay capital gains realizations.

· According to the Tax Foundation’s Taxes and Growth Model, the plan would reduce GDP by 1 percent over the long-term due to slightly higher marginal tax rates on capital and labor.

· On a static basis, the tax plan would lead to 0.7 percent lower after-tax income for the top 10 percent of taxpayers and 1.7 percent lower income for the top 1 percent. When accounting for reduced GDP, after-tax incomes of all taxpayers would fall by at least 0.9 percent.

I don’t now about you but I’m sick of being taxed to death! With Hillary’s tax plan its same old same. Let’s raise taxes to pay for more shit that we don’t need. But KnowItAll, isn’t it time that the top 1% pay their fair share? Newsflash people, the top 1% pay close to 50% of all Federal Income Taxes!!!! This is supposed to be the land of opportunity yet it seems to be the same old same of the more you make the more they take! It’s no secret that unemployment is an issue so why not roll with Hillary and lose an additional 300,000+ jobs while decreasing the GDP by 1%!!!!

I have to admit that I’m disappointed that Donald Trump and Hillary Clinton are the 2 choices but I’m not throwing away my vote. I will be voting for Donald Trump come November. To be 100% honest I don’t give a rats ass about a private conversation that is a decade old. What I do care about is Illegal Immigration, Taxes and spending.

Trump’s tax plan decrease taxes across the board for everyone including the top 1% which I don’t have a problem with. The problem in this country is not that we don’t generate enough money it’s that government continuously pisses it away. Trump’s tax plan would require massive spending cuts which is not a bad thing. I like that Trump wants to tax the ever loving crap out of countries who don’t pay a dime to us now and wants us to stop being the police of the world unless we’re compensated to do so.

Hillary will not change anything should she be elected. All we’ll get is more taxes, more regulation, less jobs and less money in our pockets. If that seems appealing to you than go ahead and cast your vote.

Review of NBA2K17 My Career Mode

It’s no secret that I’m a huge fan of NBA 2K’s My Career Mode. I 100% hated NBA2K16’s My Career mode with the debacle of a story line created by Spike Lee. However, I was absolutely blown away by My Career mode in NBA2K17.

Your nickname is Prez, short for President as you have an American flag blowing behind you when you make your college announcement. I decided to take my PG basketball talents to UConn where I wound up winning the National Championship which resulted in my being drafted 10th overall by the Milwaukee Bucks. A young team with a ton of upside.

I started off as an overall 58 and quickly earned VC by attending open practices and using drills such as sprints, vertical jumps, ladder, hand/eye and squats. From time to time teammates stop over your place to hoist up 3’s, play one on one and even 3 on 3’s. After about 18 games I became a started along with teammate Justice Young. I played a total of 52 through the all star game where I won All Star Game MVP and decided to sim the rest of the season. I won Rookie of the Year as well as League MVP…no too shabby.

I made it to the 2nd round of the playoffs as I played one game and simulated one game before getting bounced by the Toronto Raptors. I thought I had a 4 year deal but at the end of the season I became a free agent and decided to leave Milwaukee for the bright lights of New York City as I signed on with the New York Knicks. To be honest I became a bit tired of the whole “Orange Juice” thing, a name that you and teammate Justice Young come up with during the course of the season and hoped I could part ways.

Unfortunately Justice also signed on with the Knicks so I’m stuck with Orange Juice for at least another season. One thing that I found to be a bit odd is that even though I signed a contract for 315 VC per game I don’t know how long the contract is for. I’m at the beginning of season 2 but hope that you do not become a free agent after every season.

The AI is much improved. The AI will set picks and screens to get open although one thing I absolutely hate is that it seems that almost all low post offense results in a foul. However, you don’t always have to call for the ball as in games past as teammates seem to be more willing to pass you the ball if you’re open.

I stared off playing on Pro but my numbers were getting ridiculous. On Pro it’s super easy to steal the ball. My player was turning into a quadruple double machine so I decided to play on All Star. As my player in now an overall 89 my numbers are once again going into ridiculous territory. My last game against my former team, the Milwaukee Bucks, I dropped 52 points, had 18 assists to go along with 8 boards. I’m seriously considering playing on Superstar but I do turn the ball over a ton and am not quite sure if I want to average 7 turnovers a game on Superstar.

For some reason regardless of difficulty level with 12 minute quarters your team seems to score 130 a game. I found 9 minutes quarters to be ideal as the final score is much more realistic and you can still put up decent numbers. One thing that I will say is that there are some games where the team you play against will not miss! It seems every jumper goes in and every rebound goes directly to the other team.

There is a ton to like about NBA2k17’s My Career Mode but there are a few things that I dislike. For one, missing team practices can result in loss of playing time. You also cannot simulate games without missing endorsement meetings and team practices. You also cannot skip cut scenes which I really don’t like as if I decide to create another player I have to sit through all the cut scenes again. There are also a few glitches that I have come across in season 2. The 1st is that during my first game of season 2 the commentators were talking about me going to the all star game. Really after one freaking game? The 2nd is that my cell phone seems to be stuck with 1 message even though I don’t have any new messages. It’s nothing major but it is a bit annoying. You also have attribute caps depending on what you make your player. For example, I’m a Sharp Shooting PG. As such I do have playmaking ability but will never be the 2nd coming of Pistol Pete.

All in all I really like NBA2K17’s My Career mode and am having a ton of fun playing it.

Burnt Out and Freaking Tired!

Living in New York City is stupidly expensive and thankfully I’m making a good living and continue to climb in salary. However, I’m burn out and freaking tired and really just need to create this post to release some tension.

I’ve heard the expression time and time again that money isn’t everything but for a guy who has been 100% broke and struggling I feel with the utmost certainty that money is everything. It’s great not to stress about my next paycheck, robbing Peter to pay Paul and the oh so dreaded “Shit, I can’t pay this bill this month so I won’t.” Hell I even went out and dropped a ton of money on the car I always wanted but happiness lately is hard to come by.

I’m constantly tired, irritable, have little to no appetite and my temper lately has been short to say the least. I feel like a fucking rat in a cage. My average work day is between 14 and 16.5 hours per day. If I’m lucky I can get a solid four hours of sleep during my workdays but it’s been more like 1 to 2 hours lately as it seems I can’t fucking unwind. I hate to admit it but I’ve been severely depressed lately. It’s almost like I’m walking around in a fog. I can’t think straight, forget what I said in simple conversations until reminded and the worst part of this shit is that I don’t see an end in sight anytime soon.

It’s easy to say….”Just get another JOB!” but the reality is that I have no desire to go back to being Just Over Broke again. There is no way and I MEAN NO WAY that I will ever go back to corporate America! It’s simply not an option especially since I’m getting too old for that shit anyway.
I would love to open a side business but I barely have enough time to sleep or think straight so how in the fuck am I supposed to start a business?

I find myself constantly thinking of a way to escape my situation but the best I can do seems to be drinking myself stupid whenever I have the chance. Getting white hair and gained a ton of weight but I really have no desire to do anything else at this point. Work like a fucking slave and wait until I drop dead seems to be the only cards I have to play with.

Yup burnt out and freaking tired is all I am these days. Burn out and more like fucking tired seems more appropriate however. I hope this shit ends soon as I don’t know how much more I’m supposed to fucking take.

FUCK Omar Mir Seddique Mateen!!!

Amusing that I posted a few days ago that I’m not as pissed off as I used to be. Now this fucking Islamic piece of shit Omar Mir Seddique Mateen has to kill 49 people and injure another 50 at a gay club in Orlando, Florida!!!!

I’m sick to death over radical Islamic terrorists! What the fuck is wrong with these assholes? I’ve said it before and I’ll say it again….Islam and the United States of America cannot and will not co-exist!!!!

UGGHHHHH FUCK Omar Mir Seddique Mateen!!! This, thankfully now dead MUSLIM was apparently bi-polar and used to beat his wife. What a fucking man! Than again, beating your wife is pretty much common practice in Muslim controlled countries.  I don’t give a rats ass about what people think about Donald Trump! When Trump becomes Commander in Chief I hope that he levels every fucking country in the Middle East!!!!

But, but….KnowItAll, religious freedom is what makes America great. No it fucking doesn’t! People want to say over and over again how money is the root of all evil but logically speaking RELIGION is the root of all evil. In my almost 40 years on this planet I’ve found religious zealots to be the most ignorant, non understanding people walking the earth and I don’t give a flying fuck as to what religion becomes it’s all the fucking same!

People are oh so fucking concerned about what is going to happen to them when they die. You know what happens when you fucking die? YOU DIE! That’s it! Light’s out, ball game over!!! Don’t agree? Introduce me to one fucking person on planet earth that was actually DEAD and came back! No, I’m not talking about a walking zombie Jew either!! Besides no fucking person on earth as talked to this Santa Claus either unless speaking telepathically to a dead person who never answers counts for anything!

What the fuck did these people in Orlando do wrong? Oh I know they were gay! Who gives a flying fuck?! Apparently Omar Mir Seddique Mateen did without ever taking into consideration that just because a person is hanging out in a gay club doesn’t make them gay! Want to know who hangs out with gay males the most? Really fucking hot straight women!!!!!!

The main problem with Islam and America is that America has turned into one GIANT fucking pussy! Fuck being politically correct. Let’s do something we should have done a long fucking time ago. Make any person who praises or agrees with Radical Islam automatically guilty of treason, punishable by immediate death!!!!!

We can record the 1st execution and announce to the world that for every innocent life taken by an act of Islamic terrorism we’re going to kill 10 Muslims!!!!! Line them all up, shoot each of the 10 in the head. Take a piss and shit on them and finish it off by poking them all with a Wiffle ball bat! That’s right I said Muslims not radical Muslims as they’re all cut from the same cloth!  Let’s see 49 dead and 50 injured. Let’s call it 490 DEAD MUSLIMS and 100 MOSQUES burnt to the fucking ground.

Ever heard of the movie called the Purge? If you haven’t it’s a movie about open season and killing anyone you want to keep the population in control. Good idea but not perfect! What would be perfect is that 1 day each and every fucking year it’s open season on Islam/Muslims in America. We get to hunt down and remove as many Islams from the face of the earth as possible. A few years of this shit and Islam would be permanently removed from the US of A!!!!!!

FUCK Omar Mir Seddique Mateen! FUCK Omar Mir Seddique Mateen!! And if I wasn’t clear enough FUCK OMAR MIR SEDDIQUE MATEEN!!! While I’m at it FUCK ISLAM! FUCK Islam!! FUCK ISLAM!!!

The end of days is upon us and we can all thank ISLAM!

I hope this fucking asshole makes people open their fucking eyes to the fact that you can’t deal with or contain crazy. ISLAM is crazy and the only way to combat it is to be twice as FUCKED UP!

 

 

 

 

 

 

 

I’m Not as Pissed Off Latley

It’s no secret that I started this blog in order to create an outlet in which to vent. I find myself posting less and less these days and as a result my traffic has decreased steadily to a level I haven’t seen since I started this blog, going on 6 years now.

I was thinking about posting on this blog a few days ago when I realized something that startled me a bit. I had nothing to post about! It used to be super easy for me to go 0-100 on just about anything but it doesn’t seem to be the case anymore. I asked myself a few questions. What am I pissed off about or what has really pissed me off lately. The answer was simply “I’m not as pissed off lately.”

I’m not pissed off lately? Seriously? Amazingly enough I can’t seem to think about much of anything that is pissing me off. But why? I think a part of it is that I’m a bit older and wiser but when I get to the root of why I’m not as pissed off lately and analyze things a bit I think that I’m just in a good place.  Why?

When I started this blog I was working job(s) that I hated and wasn’t making enough money. It was really easy for me to become stressed, as anyone would be, when you seem to be working for no other reason than to pay bills. It used to be money comes in and money goes right out. I used to rack my brain with ways to become financially stable. Fast forward and I still work a job that I absolutely hate but I’ve been getting paid really really well.  I came to the realization that there are few people in the world that are fortunate enough to do what they love and earn a really good living. If I have to work a job that I hate at least I’m getting paid well for it which is more than many people can say.

I used to get really pissed off at ignorance and stupidity in general and although it does get to me some times I find it getting to me less and less these days. I think I came to the realization that some of us are just more intelligent than others and although it appears that the stupid are winning I’m thankful I’m not one of them. Hey most people are ignorant, dumb animals but what can you really do about it?

Nothing would irritate me more than some get rich quick internet mlm business being marketed as the next BIG thing when I knew that it was absolute garbage and I would go out of my way to create posts on this blog to blow the whistle. What I found more often than not was going back and forth with believers of whatever the heck I ripped apart. What’s the point? Like I said most people are stupid and will continue to get ripped off by online money making schemes and BS mlm “opportunities.” If a person does get ripped off than good. If a person is smart enough to market what an intelligent person would deem absolute garbage to the masses of stupid people than good for that person.

I would dwell on the past and drive myself crazy with “OHHHH what could have been!” I realize now that I was doing nothing but making myself miserable. Absent of a time machine there was nothing I could do to change the past and since I have no way to travel back and time in order to change things, what was I doing to myself? I’ll admit that it wasn’t easy but I decided to let the past stay in the past and concentrate on the here and now with an eye on the future. The things in my past that I used to dwell on that would make me angry now sometimes bring a smile to my face. Many, many things had nothing more than being young and naive. Being who I am today there would be no way that I would allow myself to do those things but I guess that’s what makes me wiser. Those things were learning experiences, albeit  EXPENSIVE learning experiences but those learning experiences are what makes us who we are.

I used to absolutely hate my car and even created a post about how new cars were too expensive. Thinking back the post wasn’t really about how new cars were too expensive but more so that I couldn’t afford to buy a new car let alone the car I REALLY REALLY wanted. Things have changed. Although it was a but much on my finances I did something that was needed. I went out and purchased not just a new car but the new car that I REALLY REALLY wanted. Sure I still hate my job and there are days when I think that I would rather do anything else but the feeling goes away as I start my engine, put the radio on ear shattering levels and put the pedal to the metal and take off like a bat out of hell. My job sucks but at least it put me into a financial position to get my greatest toy ever. I love my car and little by little I’m putting a few bucks aside to make little upgrades here and there. Tinted windows? Check! Wind deflectors? Check! Awesome set of racing rims? CHECK. Exhaust system? Not yet but I’ll have that as a birthday present to myself next year. What I find amazing is that something as simple as the vehicle I drive could have such an impact on my happiness. It’s not practical as in terrible on gas and a high insurance premium, even though I haven’t had a car accident in over 10 years and never ever received a moving violation, but just like Ricky Bobby this guy likes to GO FAST!

I have an awesome wife! Stating that most marriages end in divorce is like saying the sky is blue. I’m fortunate that I was able to find someone that not only makes me happy but who is also by best friend. She’s truly is my better half. For everything that I’m not she is. She’s always supported me, mentally as well as financially (most of the time and not so much these days) , since the start of our relationship. There is nothing more that I enjoy than simply sitting on the couch on talking about how our respective day went. She’s caring, intelligent, sexy and can be the silliest person I know at times. She lives in her own little bubble and is 100% comfortable with that. She’s of course is not perfect, as none of us are, but she’s perfect for me and I’m oh so thankful. How many people can say they’ve been with their better half for half of their life and still going strong?

I have an awesome kid! My kid is my most favorite thing in the world. Sure there are times when I wanted to absolutely kill him but what parent doesn’t get that feeling? He makes me proud each and every day. He’s like an old man in a little kids body. He’s a bit shy and lacks a bit of confidence but he’s still a kid and that’s what growing up is all about. He is so much smarter than I was and I hope that he embraces education and becomes everything that I’m not. I hope that he makes the right choices in life and that he one day meets the love of his life, had a successful marriage and children of his own. I don’t know if what I hope will become a reality but I will do and continue to do whatever I can to keep him on the right path. So far so good and I’m just really thankful and happy that not only is he super smart but that he’s happy and healthy. There are people who want children more than anything but can’t have children for a variety of reasons. Thankfully I’m not one of them.

I have awesome friends. Sure I don’t see them as much as I like. It’s way different being a teenager and in your early twenties starting out life than it is when you and they become married, have children and have little to no free time. I do know that if I ever truly needed any of them they would be there in a heartbeat as I would be there for them. Times do change. No longer is going out and partying, playing drinking games or calling in sick just to hang out later than you should. Amazing how getting together at a BBQ and talking about kids, insurance, investments and just plain old BS replaces what once was but it’s still as enjoyable. Besides drinking a little too much does still happen from time to time.

I attribute all of the above as to why I’m not ass pissed of lately. I think I’m just in a really good place right now and I hope that for as much things will change throughout the years to come things will stay the same. It wasn’t always that way but this is my new reality. Stupidity is still contagious and always will be but I just don’t care about it as much as I once did.

I hope that if you came across this post and see similarities between who you are now and who I was at a time in my life it at least gives you hope that things will change and even more so provides you with a few questions and a moment of self reflection to take a look at things and how you have the power to at least change some of it.

 

Betting on Baseball is EASY!

BETTING ON BASEBALL IS EASY!

I love the game of baseball. I have to thank my father for my love for the game. My earliest childhood memories were of my father sitting in the living room, smoking a cigarette and drinking a beer, watching the New York Yankees play a game of baseball on channel 11.

My dad used to take me to Yankee Stadium a handful of times per year and I always had an absolute blast. The smell of hot dogs cooking, the pop that the baseball would make after leaving the pitchers hand and landing in the catchers mitt and the most amazing sound ever! The crack of the bat as the hitter put a good swing on the pitch and smoked the ball!!

I had never thought of actually betting on baseball but in my late twenties discovered that I had a talent. I could look at the match ups and pick what team would win. At that time I had been watching the game of baseball for over twenty years. Could I actually make money wagering on baseball? The answer was an astounding yes!

Betting on sports in the “Land of the free” is illegal, unless in your Las Vegas of course, so I had no choice being in New Yorker than to take my new found money making scheme online. I excitedly opened an online sports book account that was known for paying out to the good old US of A, went out and got a pre-paid debit card and funded my account with $500.

I was on fire and couldn’t be stopped. My $500 deposit quickly grew to over a grand ($1,000). I had a buddy who worked as an insurance salesman for some crock of shit insurance agency in Long Island and found out that there was a guy in his office that was taking action. I met with the guy, shook his hand, was given a url, a username and password and I was in business.

BETTING ON BASEBALL IS EASY – THE HOT STREAK CAME TO AN END LIKE “HOLY SHIT!”

I still had my online sports book account going and had my winning days and losing days but I was still way up. I decided to go “stupid” with my buddy’s guy and started wager big! Long story short after one (1) week I was down $2,000! For the next two (2) weeks I slowly dug my way out of my hole.

During that time I was also a member of an online sports book forum. I would post my plays everyday, get feedback, discuss games, cheer when I won, cry when I lost but it was a blast. I happened to post how I was “buried” on this online sports book forum and how I was looking for someone to take my action. I received an email, chatted for a bit with the sticking point of “If I lose I’ll pay but if I win I expect you to pay as well” and opened an account.

BETTING ON BASEBALL IS EASY – KILLING IT!

I was on fire once again and slowly recouping my losses from my buddy’s guy. In comes week 3 of my adventure. I bet heavy with my buddy’s guy and not so heavy with the guy I met through the online sports book forum. I hit!!! My buddy’s guy owed me over $1,700 and my online sports book forum guy owed me over $600! I was on cloud 9! Not only did I recoup all of my losses but I was up over 2 g’s!

BETTING ON BASEBALL IS EASY – TIME TO COLLECT

I called my buddy’s guy to meet up when I was met with a “Yeah sure!” I called my online sports book forum guy and got nothing by voicemail. WTF was going on?!  When I lost I paid so why in the fuck can’t I get paid when I win?!

My buddy’s guy wound up getting locked up for a bar fight and had a warrant so I couldn’t collect. Fucking great! This fucker owed me over $1,700 and I wasn’t going to get it?! I was even with this fuck and he had to get locked up! Bye, bye to over $1,700.

Moving on to my online sports book forum guy who wasn’t picking up his phone or calling me back. After being stiffed for over $1,700 I was on a mission to get my $600+ and that I did. I did a reverse search, found out who his cell provider was and called in a favor to a friend who worked at said cell phone provider. I now had his name and address which was an absolute shock to him when he finally decided to call me back. The conversation was that he wasn’t going to pay me since he didn’t have to since I had no idea who he was. The smile that came across my face when I yelled through the phone “I know exactly who you are and if I don’t have my money in the next hour I’m going to show up at xxxxxxxxxxxxx and take it on your ass while your parents watch!” I didn’t get my money in an hour but later that night I went to a check cashing/Western Union joint and collected.

Instead of cashing out the over $3,000 I had in my online sports book I lost it all in one (1) fucking day betting on football. Football! The one sport I should never bet on cost me all my $$$$.

I was back to square one (1). All this shit only to wind up in the hole $500!! Fucking football!! I vowed to never, ever bet on sports again.

BETTING ON BASEBALL IS EASY – WELCOME TO LAS VEGAS

I hadn’t laid a bet in well over 6 years. I would ever know if an online sports book would pay out since the online sports book I used to use was no longer taking action from the USA and I wasn’t going to subject myself to an assault charge by kicking the shit out of a local bookie who didn’t want to pay up. I was done!

I was working for a company as a salesman when I was told to “Pack your bags, you’re going to VEGAS for a trade show.” VEGAS as in LAS VEGAS?!” I was excited to go to Las Vegas but had an out of body experience as I walked through the hotel gambling area and discovered the “sports book.” Holy shit……. I can just walk up to the counter and place a wager on a fucking baseball game. Big screen televisions were everywhere and baseball odds were right in front of my face. I can’t even describe what I was feeling that day.

BETTING ON BASEBALL IS EASY – VIVA LAS VEGAS!! 

Yes I was in Las Vegas for work. Yes I wasn’t in good financial standing. However I did have $1,000 on me. I don’t know why I did it but I did do it. I laid $1,000 on the Yankees on opening day against the Angels at terrible, never lay that heavy odds of over -200. I went up to the counter, put up my $1,000 down on the counter and stated “A G on the Yanks on the MONEY LINE!!” I did feel a bit stupid when the clerk told me that a bet is on the money line unless otherwise stated so I gave a “I’m dumb” laugh and dropped $1,000 on the Yankees to win at -200. I just dropped $1,000 to win $500 and had to go to work at a trade show for 8 hours. WTF WAS WRONG WITH ME?

As I worked the trade show I didn’t think once about what I would do if I lost. I knew I wasn’t going to lose. The Yankees at that time never lost on opening day (FUCKING STUPID) and it was easy money. After the trade show I collected my $500. I turned that $500 profit into a little under $5,000 in 3 fucking day’s!!!!!!!

BETTING ON BASEBALL IS EASY – BACK TO REALITY!

The plane landed in JFK and I was floating on air. If only I lived in Las Vegas. Money wouldn’t mean a fucking thing. I made more money in three (3) days than I did in 2 fucking months at work, working over 40 hours a week and being stressed the fuck out.

I was now back in the “City That Never Sleeps” where wagering on sports is illegal. I told my wife that we could leave this shit hole city behind us, cash the fuck out and live an awesome life in the dessert. She wasn’t having any of my shit! In order to convince her I started making paper bets with $1,000 units on an Excel spreadsheet and in a little over a fucking month I was up over $100,000!!!!!

Bottom line is that my marriage wasn’t going very well at the time and I love my wife more than life itself. There was no way to convince her that being the husband of a pro baseball gambler was the way to go and she’s not that type of person. She works hard, is not materialistic and is happy living a “normal life.” Work, get your pension and retire. I admire her to this day as she is everything that I am not. IT WAS OVER AND OVER FOR GOOD! Or was it?

BETTING ON BASEBALL IS EASY – YOU LUCKY FUCKS!!

From time to time I would get the bug and start capping baseball games just for “fun.” However it’s less like fun and more like torture when you know you can make more money on a fucking wager than you do in a week. It fucking sucks when you know the thing you can do best is illegal. It’s like being the worlds best crack dealer!

A fucking decade has passed since I bet on baseball, capped a fucking game or even paper played but you lucky fucks are going to be able to do what I should be doing by simply following my baseball picks. DISCLAIMER – BETTING ON SPORTS IS ILLEGAL EVERYWHERE IN THE U.S.A. EXCEPT FOR LAS VEGAS, NEVADA. IF YOU ARE TO FOLLOW ME AND PLACE WAGERS YOU ARE TO LIVE AND RESIDE IN LAS VEGAS NEVADA. 

I’m older and wiser which is why I’m going to share the DON’T  DO LIST with you.

1. Don’t EVER gamble more than you can afford to lose. Not being able to pay your rent because the White Sox beat the Twins in extra’s is not a good look.

2. DON’T FUCKING CHASE! The baseball season is a marathon and not a sprint. Each team plays 162 games which gives you well plenty of opportunity to make money. You’re going to have a bad run and wagering larger than you normally would just to recoup your losses is what a DEGENERATE does.

3. DON’T GAMBLE ON YOUR TEAM TO LOSE! I’m a die hard Yankees fan as in I’m a homer. As a die hard fan I want them to win every game they play but they won’t of course.I could bet against the Yankees when I think they’ll lose but that would take the joy of the game from me. If I bet on my team its when I know they’ll win. I can’t imagine watching a Yankee game and being happy when they lose.

4. DON’T FEEL LIKE YOU HAVE TO BET EVERY DAY!  As I stated earlier I’m older and wiser and know I’m good at betting on baseball as betting on baseball is easy for me. In order to make stupid money by betting on baseball you have to pick your spots. You don’t have to bet everyday and you shouldn’t. Betting everyday = BURIED!

5. DON”T WAGER ON BASEBALL IF YOU DON;T KNOW BASEBALL! I lost my shirt by betting on football when I had no business betting on football. Don’t bet on baseball unless you KNOW BASEBALL!

So why this long ass over 1950 word count post?  I’m going to be posting my baseball picks here on StupidityIsContagious.com for the rest of the 2016 baseball season. It won’t be every day as every day as that  is what a degenerate gambler does.

BETTING ON BASEBALL IS EASY – I GUARANTEE I WILL BE PLUS MONEY BY THE END OF THE 2016 MLB SEASON! 

 

 

 

 

How to Not Get Screwed When Buying a New Car

How to Not Get Screwed When Buying a New Card
I love cars! From my earliest childhood memories of playing with Hot Wheels and Matchbox cars to speaking with my father about cars there is just something about cars that I love that words cannot express. To be 100% transparent I don’t know why. Perhaps its in our DNA? The sad fact is that most of us will bite the bullet and purchase a new car and get screwed along the way. Statistically speaking a person purchases a new car every 7 years so most of us, except for myself can be considered an expert in the new car buying field.

The only one way to know how not get screwed when buying a new car, or car in general, is to get screwed and learn from the mistake. I no longer get screwed when buying a new car as I have learned from my mistakes and have decided to share my education with you so you too will know hot to not get screwed when buying a new car. I hope you are coming across this post and have yet to purchase you’re first new car but even if you have purchased a new car in the past I hope that this post helps you as well as you were probably screwed when you purchased your new car.

IDENTIFY YOUR IDEAL CARS!

The first step is to identify the cars that you want and CAN AFFORD. We all have different wants and needs when deciding on the car we want but only you know the ideal vehicle for you. Concerns such as fuel economy, insurance rates, reliability and cost of ownership way heavily on you. You need to think long and hard about the ideal, in your price range, vehicle for you. DO YOUR RESEARCH AND NARROW DOWN YOUR CHOICES!

TEST DRIVE AND ONLY TEST DRIVE!

Once you’ve identified your ideal cars the second step is to test drive those vehicles. I cannot stress this enough…..the second step is to test drive the cars not to purchase a car. Purchasing a car can be a very emotional decision and you don’t want to test drive a new car and buy it WITHOUT DRIVING THEM ALL! The sales people are going to try to get you to buy as that is what they do but don’t be a sucker. Act as if you’re going to buy but at the end of the test drive tell the sales person that you like the car but need some time. The salesperson is going to be aggressive and try to get you to buy by asking such things as “What don’t you like about the car?” or “Is there any good reason that you can give me as to why you can’t cut a deal with me today?” This is easy for me but may be difficult for you. Simple state “I’m shopping and need to know what car I like most before I can cut a deal. I don’t know if I like this car the most since I haven’t driven anything else on my list so if this is the car for me you’ll see me again.” You’re going to act as if you’re ready to buy as sales people don’t want to waste their time on the test drive if you’re not a real prospect. You’re one and only goal at this point is to test drive the car. NOTHING MORE. JUST TEST DRIVE AND MOVE ON TO THE NEXT TEST DRIVE! Even if you have test driven other cars DO NOT DISCLOSE THIS FACT!

MAKE YOUR SELECTION

At this point you’ve narrowed down your choices and have test driven all the cars that meet your criteria. It’s now time for you to make your selection. “I’m going to buy the Honda Accord Sport.”

DO NOT SETTLE!

You’ve made your selection. You KNOW the COLOR, MODEL and OPTIONS you want. Do not settle for anything less. There is no worse feeling than driving your brand new car that you’ll be making payments on for the next 5 to 6 years only to say to yourself “I should have taken the moon roof” or “I should have bought the red one.” It’s the salespersons job to sell what he or she has in stock but DO NOT SETTLE! Besides there is no need to settle as I’ll tell you why.

GETTING THE BEST DEAL

You now know the car you want, the color, the model and all the options. You’re now going to get the price you want. How? Thankfully there is something available that wasn’t available in the past and that something is TrueCar.com. You’re going to go to TrueCar.com and enter the exact car that you want and get as many true car certificates you want as to “lock in your savings.” All the dealers are going to contact you and attempt to schedule an appointment for you to come in. All you have to say is “Give me the final price, out the door with tax, title, tags & DELIVERY FEE and I’ll get back to you.

THE DELIVERY FEE?

Paying a delivery fee on a car is 100% a total scam. Many new car dealers will quote you a price that may be $200 less than your best quote but the dealer may be omitting the mandatory $500 delivery fee. The delivery fee is simply the new car dealer charging you for the cost for the dealership to have the vehicle delivered to the dealership from the manufacturer. Think about this logically. If you’re going to purchase new living room furniture are your going to pay for the cost of that the furniture store should have incurred when they had the furniture delivered as add on fee or should the delivery fee already be factored into the final sales price? The answer is FACTORED INTO THE FINAL SALES PRICE!

PRICE SHOPPING

At this point you’ve spoken to all the TrueCar.com dealers and have the price with tax, title, tags and delivery fee included. Now its time to make a few calls. Obviously not all the car dealers in you area are TrueCar.com dealers so locate as many dealers within your location range as you want but when you call ASK FOR AND ONLY SPEAK TO THE NEW CAR MANAGER! Give the manager all the details of your car as in “I’m in the process of trying to locate a 2016 Subaru Impreza Sport Wagon Limited with sunroof, leather interior, navigation and EyeSight. Do you have one in stock?” If the dealer you’ve contacted has the vehicle in stock ask what is the best price you can give me with tax, title, tags and delivery fee included out the door?” Now for an aside…

GAP INSURANCE OR NO GAP INSURANCE?”

You may need gap insurance when your purchase your new car. Gap insurance covers the difference between what you owe and what the car is worth in the event of theft or total loss. You need to factor what the depreciation is on your new car as well as what you’ll owe on the car throughout the forthcoming years. For example, when I purchased my new car I put very little down and knew that as soon as I drove off the lot that withing the year I would be upside down on my car meaning that in the event of theft or total loss my insurance company was going to pay less that what I owed on the car so I know I needed gap insurance. However, when my wife purchased her new car she put down almost half or 50% of the final sales price. Factoring in that her car has a low level of depreciation and that she puts little to no mileage on her car it would have made no sense to purchase gap insurance. Gap insurance normally costs between $400 to $600 so you can easily obtain it on your own or obtain it from the dealer as long as it’s in that $400 to $600 price range. Now for another aside…….

FINANCING!

Most if not all of you are going to finance your vehicle. However, DO NOT GO TO GET YOUR NEW CAR WITHOUT HAVING FINANCING IN PLACE! New car dealers or most car dealers for the matter will attempt to sell you on payment but you won’t have to deal with the back and forth haggle with the car dealers finance department as you’ll already have financing in place. Do a quick Google search for new car finance rates and apply for a new car loan with the bank you do your banking with. An interest rate withing proximity is not going to break the bank. For example, there is little difference between a new car loan of 3.25% and 3.75%. For example, if you’re financing $25,000 for 5 years (60 months) a rate of 3.25% would give you a payment of $452 whereas a rate of 3.75% would give you a payment of $458 or a $6 dollar a month difference. With financing in place your in the drivers seat! LOL!!

TIME TO GET YOUR DUCKS LINED UP

At this point you have the car you want with the color and all the bells and whistles at the right price waiting for you at the dealership with pre-approved financing in place. Call the dealer and get the VIN #. Call your insurance company, get proof of coverage and forward the proof of coverage to the dealership. Call the dealership to confirm receipt of the insurance coverage and ask what time the car will be prepped and ready for you to drive off in.

ARRIVING AT THE DEALERSHIP

Arrive at the new car dealership and announce “I’m here to pick up my car.” You should go straight to the finance department or better yet meet with the new car manager who will ask “If we can meet or beat the interest rate on your car loan would you have an issue with allowing us to provide financing?” At this point it’s up to you as to whether your choose to allow the dealership to match your rate and earn a few $$$ for the referral, slightly beat the rate or state “I’m good at am ready to drive off.” If you decide to allow them to match or try to beat your rate you’ll spend a few minutes filling out a finance application.

THE FINAL DEAL

You’ll be sitting in the finance department and asked to sign a ton of documents. Before you sign anything ask “What is the out the door price you have on those papers?” If the price is anything other than what was discussed and agreed upon you have a few options. You can ask “Why the difference?” negotiate (You shouldn’t have to!) or simply WALK RIGHT OUT! Hopefully everything will be in order and you can drive off in your brand new car but if everything is not in order don’t be afraid to walk away. It’s simply a matter of a few more phone calls before you’re driving off and smiling ear to ear.

The bottom line is that purchasing a new car should be a great experience but purchasing a new car is usually not. The dealership is in business to sell as many cars as the can at the highest possible profit margin whereas you’re trying to purchase a new car without getting screwed. The new car dealership has the advantage as this is what they do all day, every day for as long as their in business. You on the other hand may be purchasing a new car for the first time or for the second time in anywhere between 5-8 years. The dealership normally has the advantage but not this time as you were lucky to come across this how not get screwed when buying a new car post on this blog.

If you have questions or need some help feel free to reach out via the contact for on this blog. Hopefully you are smiling ear to ear as you drive off in the new car you can afford while not having settled while the dealership you purchased the car from states “WOW, I’m glad those type of people are few and far between!”

Dumb Shit The Bible Says!

The most widely read book in the world each and every year but how many actually read it? For anyone with a basic level of reading comprehension it’s unbelievable to me that very few question the written words. With that being said here is a short list of dumb shit the bible says:

“Give beer to those who are perishing, wine to those who are in anguish.” — PROVERBS 31:6

Why in the fuck do we have doctors? The Bible is pretty clear on this. If someone is dying give him or her a fucking beer. If a person is simply hurting give the person a glass of wine. I’ll assume both red and white are fine.

“And the unicorns shall come down with them, and the bullocks with the bulls; and their land shall be soaked with blood, and their dust made fat with fatness.” — ISAIAH 34:7

Unicorns? Did the bible say fucking unicorns? Do I really have to say more?

“Do not think that I have come to bring peace on earth; I have not come to bring peace, but a sword. For I have come to set a man against his father, and a daughter against her mother, and a daughter-in-law against her mother- in-law….” MATTHEW 10:34

Maybe it’s just me but Jesus sounds like a real douche. I guess it was apparent that not everyone would believe that he was the son of God, God or whatever the fuck he’s supposed to be but fuck it. Let families be torn to shreds.

“As in all the churches of the saints, the women should keep silence in the churches. For they are not permitted to speak, but should be subordinate, as even the law says. If there is anything they desire to know, let them ask their husbands at home. For it is shameful for a woman to speak in church.” – CORINTHIANS 14:34

Sorry ladies but when in church be sure to shut the fuck up and be sure to ask your hubby should you have questions. Listen I’m not sexist but do as the Bible says!!

“If any one comes to me and does not hate his own father and mother and wife and children and brothers and sisters, yes, and even his own life, he cannot be my disciple.” LUKE 14:26

WTF? Jesus sounds like a cult leader if anything. You must pretty much hate everyone close to you and even your own life if you wanted to follow Jesus around and kiss his ass. Loving your father, mother, wife, siblings and merely liking aspects of your life disqualified you from being a disciple.

“Ye shall not make any cuttings in your flesh for the dead, nor print any marks upon you: I am the Lord.” LEVITICUS 19:28

If you love tattoos you’re fucked. The Bible clearly states that getting a tat for a loved one who passed away or getting a tat in general is a clear no no.

“Master, Moses wrote unto us, If a man’s brother die, and leave his wife behind him, and leave no children, that his brother should take his wife, and raise up seed unto his brother.” Mark 12:19

If you have a married brother who passed away and he and his wife didn’t have children you need to get your ass over to your former sister in laws house, bang the shit out of her and drop loads until you knock her up. ROFL you have got to be kidding me.

Yes the above is a list of dumb shit the Bible says but it could also be called a list of disturbing shit the Bible says. What I find amusing is that in today’s age many people do exactly what is forbidden but also don’t do what the Bible says is allowed.

Perhaps in another 2000 years people will realize that a book of fairy tales and bullshit is nothing more than a book of fairy tales and bullshit. However there will probably still be religious zealots who will continue to pick and choose what to follow and what not to follow yet call themselves religious.

Why Socialism is Retarded!

As time continue it’s seems more and more people that I speak with are in favor of socialism which means that I’ve been speaking to more retarded people than usual. Socialists come in all different sizes, shapes and flavors but what I’ve found is that the people that I speak to about most about socialism tend to be, for lack of a better term, unsuccessful.

You know those people who stay in the same dead end job and day dream about what it would be like to make more money or have a better work position yet do nothing to improve their situations yet have a great deal of entitlement.

I had a conversation with a former colleague that I worked with close to a decade ago and his reasoning as a pro socialist was so utterly retarded and lacking in logic that I had I began to think that he must have some sort of tumor developing in his brain.

We were speaking about the salaries of CEO’s when he went on this long rambling tirade that CEO’s are way overpaid and since it’s the worker who is responsible for the wealth of the company and it’s the workers that provide for those at the top of the company to earn such hefty salaries that it would be a much better idea to have those at the top make less and have pretty much all of the profit disbursed among the workers. That in our current capitalistic society corporations are nothing more than a pyramid and as I should know pyramid schemes are illegal. Therefor corporations should be illegal as those at the bottom of the company will never be able to earn as much as upper management.

I asked one simple question that he could not answer which I found to be both comical and aggravating at the same time. The simple question that I asked is that if the workers were being compensated pretty much the same regardless of the amount of hard work they put in what was the incentive to work hard at all? It’s simply fact that no matter what type of business one works in there is always those people aka slackers. Slackers who do the bare minimum but get paid the same as the guy in the cubical next to him or her that has to work that much harder to pick up the slack. Whereas in our current capitalistic system the slacker gets fired and the guy or gal who picks up the slack gets a promotion in a socialistic society the slacker is viewed as less intelligent and not as capable so therefore the slacker should receive the same benefit as it’s not his or her fault.

Socialism lovers seem to hate CEO’s making millions of dollars yet fail to see what the CEO did in order to attain that level of success. Big deal, that guy come from nothing, paid his or her own way through college and graduate school, worked a full time internship while working a full time job, started in the mail room and through hard work and dedication climbed the corporate ladder. Socialism lovers fail to see that this same person would have never had the desire to do what I described above as success should have just been handed to him or her.

If you don’t agree show me one thriving socialism based society which I know can’t be done as it doesn’t exist!

Kangen Water Business Opportunity Review – Is the Kangen Water Business Opportunity a Scam?

Wow….just WOW is all I can say! I’ve come across my fare share of business opportunities that I’ve though about in the past but I have never EVER been so dumbfounded in my life. In fact there are so many thoughts running through my mind as I type this article that I’m having issues trying to come up with coherent sentences so be forewarned.

It’s no secret that water is good for you. It varies but it’s most common that the amount of water a person should drink equates to a half gallon a day. I was on a business opportunity site when I came across an advertisement for liquid gold aka WATER. Make money with water? Seriously? I just had to get further information as to how I could possibly make a six figure income within a year with WATER. I entered my contact information and went about my day for approximately an hour. That’s when my day took a turn. The Kangen Water Representative shall remain nameless as I really can’t remember his name and am too lazy to log into my email account but for once in my life I was left speechless. I could not believe that a person could be so passionate about something that sounded so ridiculous.

Long story short….make a six figure income by selling a $4,000 water ionizer? You have got to be kidding me! I’m not a doctor nor a scientist but I’ve never even heard of a water ionizer. When I stated this to said sales representative I was told “That’s because less than 2% of the U.S. population even know about this. Imagine being given the opportunity to get in on the ground floor with the microwave! And this is GOOD FOR YOU!” I could care less about my bodies PH levels but what I do know to be FACT is that there is no as is NONE scientific evidence as to the health benefits of ionized water. Why in the heck would a person pay $4,000 and than try to screw other people into paying $4,000?

I don’t know about you but other than my trip to Mexico during spring break over 18 years ago I have never become sick from drinking water. No I’m not dumb enough to drink water from the tap in Mexico but I was dumb enough at the time to realize that ice cubes served in mixed drinks was actually frozen tap water.

The Kangen Water business opportunity is nothing more than yet another ridiculous MLM business opportunity. Buy the Kangen Water ionizer for $4,000 and you can make a whopping $285 if you can talk another person into buying a $4,000 water ionizer. The more you sell the higher your commission gets until you get to the point where you can make over $2,000 a sale. Best of all you can finance your new business for as little as $30 a month and recoup your entire investment within 60 days!

I know for a fact that I can make a killing with the Kangen Water business opportunity. The sad fact is that most people are dumb and dumb people will believe that a $4,000 “investment” will make them a six figure income within a year. I can spew non scientific “facts” to dumb people and convince dumb people that if they don’t have $30 a month to invest into a business that they should not be looking into getting into business. I can convince dumb people that giving away ionized water to dumb people will lead to riches.

Unfortunately for me I cannot do the above. I have a conscious and as much as I hate my soul sucking, white hair giving, ridiculous hours, no personal life, hope my wife doesn’t divorce me, take 17% of my pay check for child support job at least when I lay my head down on my pillow I can sleep knowing that I am living an honest life.

However, if you’re a fan of non scientific “facts”, believe that there is such a thing as a machine that can change the molecular structure of water for the better, that can lead a person into a healthier life by simply drinking ionized water at a cost of $4,000, have no conscious, than the Kangen Water business opportunity may be just the thing for you.

Proving Stupidity is Contagious!