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Politically Incorrect Opinions on Anything and Everything!!

Monday, December 18, 2017

Monthly Archives: July 2017

15 Year Mortgages are Stupid!

There seems to be a never ending debate as to which mortgage term is better. Is a 30 year fixed rate mortgage better than a 15 year fixed rate mortgage? People have different reasons for stating why a 15 year mortgage is better than a 30 year mortgage but in my opinion 15 year mortgages are stupid and in this article I’ll explain why. For the most part the difference between the interest rates in a 15 year mortgage compared to a 30 year mortgage will be around .50% meaning that if the going rate on 30 year fixed rate…

Transgender Stupidity!

Yes it’s 2017 but stupidity continues to run rampant. Maybe it’s just me but for the life of me I can’t seem to figure out how .3% of the population of the United States of America is causing such a fucking stir. Let’s get this straight……You are a man who identifies as a woman so the fact that you have a penis doesn’t matter. You feel like you’re a woman so therefor you are? You are a woman who identifies as a man and the fact that you have a vagina doesn’t matter? Fucking seriously!!?? So knowing what I have…

Paying for Credit Repair is Stupid – Why Paying for Credit Repair is Stupid!

In my opinion paying a company to “repair” your credit is one of the stupidest things a person who walks the Earth can do. So why is paying a company to repair your credit so stupid? Simply put I feel that credit repair companies are the hugest scam business on the face of the earth. Think about this….an “affordable” credit repair company will charge you an initial fee of say $95 plus an additional $59 per month. If it takes the “affordable” credit repair company 4 months to “repair” your credit you spent over $300 to achieve something you could…

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